CITIZENS DEPOSIT BANK OF ARLINGTON, INC.

ARLINGTON, KY | Small | Est. Dec. 1, 1949, midnight | FDIC #16852 | RSSD #959443 | FDIC
Latest Report: 2025-12-31

CITIZENS DEPOSIT BANK OF ARLINGTON, INC. is asn small FDIC-insured commercial bank headquartered in ARLINGTON, KY, established in Dec. 1, 1949, midnight. As of 2025-12-31, the bank reported total assets of $348M and total deposits of $289M. Profitability stands at 1.48% ROA and 12.80% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 11.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.11%. FDIC Certificate #16852.

Assets

$348M

Deposits

$289M

Loans

$244M

Equity

$40M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 12.80%
Net Interest Margin (NIM) 3.66%
Yield on Assets 6.46%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.11%
NPA Ratio 0.01%
ACL / Loans 1.91%

Capital & Liquidity

CET1 Ratio 11.38%
Tier 1 Capital 11.38%
Total Capital Ratio 11.95%
Leverage Ratio 13.53%
Loan-to-Deposit 84.55%

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