ATLANTIC COMMUNITY BANKERS BANK

CAMP HILL, PA | Medium | Est. Nov. 21, 1983, midnight | FDIC #24829 | RSSD #959715 | FED
Latest Report: 2025-12-31

ATLANTIC COMMUNITY BANKERS BANK is amn medium FDIC-insured commercial bank headquartered in CAMP HILL, PA, established in Nov. 21, 1983, midnight. As of 2025-12-31, the bank reported total assets of $940M and total deposits of $571M. Profitability stands at 0.96% ROA and 6.23% ROE, with a net interest margin of 3.07%. The bank's CET1 capital ratio is 20.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 2.05%. FDIC Certificate #24829.

Assets

$940M

Deposits

$571M

Loans

$561M

Equity

$147M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 6.23%
Net Interest Margin (NIM) 3.07%
Yield on Assets 5.91%
Cost of Funds 3.79%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio -0.01%
Texas Ratio 2.05%
NPA Ratio 0.35%
ACL / Loans 2.03%

Capital & Liquidity

CET1 Ratio 20.60%
Tier 1 Capital 20.60%
Total Capital Ratio 21.94%
Leverage Ratio 14.49%
Loan-to-Deposit 98.20%

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