BANK OF CALHOUN COUNTY

HARDIN, IL | Micro | Est. Jan. 1, 1898, midnight | FDIC #12549 | RSSD #960047 | FDIC
Latest Report: 2025-12-31

BANK OF CALHOUN COUNTY is amn micro FDIC-insured commercial bank headquartered in HARDIN, IL, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $87M. Profitability stands at 1.03% ROA and 10.96% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 18.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12549. The institution operates 1 domestic branch.

Assets

$97M

Deposits

$87M

Loans

$52M

Equity

$9M

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 10.96%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.16%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 18.38%
Tier 1 Capital 18.38%
Total Capital Ratio 18.95%
Leverage Ratio 9.46%
Loan-to-Deposit 59.49%

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