BanksBANK OF CALHOUN COUNTY

BANK OF CALHOUN COUNTY

HARDIN, ILMicroEst. Jan. 1, 1898, midnightFDIC #12549RSSD #960047FDIC
Latest · 2025-12-31

BANK OF CALHOUN COUNTY is an FDIC-insured commercial bank headquartered in HARDIN, IL, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $87M. Profitability stands at 1.03% ROA and 10.96% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 18.38%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$97M
Deposits
$87M
Loans
$52M
Equity
$9M

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.96%
Net Interest Margin3.79%
Yield on Assets5.16%
Cost of Funds1.40%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.54%

Capital & Liquidity

CET1 Ratio18.38%
Tier 1 Capital18.38%
Total Capital Ratio18.95%
Leverage Ratio9.46%
Loan-to-Deposit59.49%

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