PRAIRIE SUN BANK

MILAN, MN | Small | Est. Dec. 15, 1915, midnight | FDIC #8207 | RSSD #960551 | FDIC
Latest Report: 2025-12-31

PRAIRIE SUN BANK is asn small FDIC-insured commercial bank headquartered in MILAN, MN, established in Dec. 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $102M. Profitability stands at 1.41% ROA and 15.38% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.08%. FDIC Certificate #8207.

Assets

$113M

Deposits

$102M

Loans

$80M

Equity

$11M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 15.38%
Net Interest Margin (NIM) 4.02%
Yield on Assets 5.90%
Cost of Funds 3.25%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio -0.01%
Texas Ratio 2.08%
NPA Ratio 0.22%
ACL / Loans 1.81%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 12.07%
Leverage Ratio 9.40%
Loan-to-Deposit 78.17%

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