QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY

LOUISVILLE, GA | Large | Est. Jan. 1, 1902, midnight | FDIC #2138 | RSSD #960935 | OCC
Latest Report: 2025-12-31

QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in LOUISVILLE, GA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $2.0B. Profitability stands at 1.05% ROA and 12.37% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 13.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.49%. FDIC Certificate #2138.

Assets

$2.2B

Deposits

$2.0B

Loans

$1.3B

Equity

$182M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 12.37%
Net Interest Margin (NIM) 3.82%
Yield on Assets 5.43%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.09%
Texas Ratio 2.49%
NPA Ratio 0.22%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.05%
Tier 1 Capital 13.05%
Total Capital Ratio 14.01%
Leverage Ratio 9.13%
Loan-to-Deposit 66.73%

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