BAY PORT STATE BANK is asn small FDIC-insured commercial bank headquartered in BAY PORT, MI, established in March 1, 1938, midnight. As of 2025-12-31, the bank reported total assets of $153M and total deposits of $137M. Profitability stands at 1.29% ROA and 12.63% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 10.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 4.29%. FDIC Certificate #15585.
Assets
$153M
Deposits
$137M
Loans
$128M
Equity
$16M
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