SOFI BANK, NATIONAL ASSOCIATION

COTTONWOOD HEIGHTS, UT | Regional | Est. Dec. 29, 1986, midnight | FDIC #26881 | RSSD #962966 | OCC
Latest Report: 2025-12-31

SOFI BANK, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in COTTONWOOD HEIGHTS, UT, established in Dec. 29, 1986, midnight. As of 2025-12-31, the bank reported total assets of $46.6B and total deposits of $39.7B. Profitability stands at 1.86% ROA and 13.79% ROE, with a net interest margin of 6.06%. The bank's CET1 capital ratio is 16.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #26881.

Assets

$46.6B

Deposits

$39.7B

Loans

$36.8B

Equity

$6.0B

Profitability

Return on Assets (ROA) 1.86%
Return on Equity (ROE) 13.79%
Net Interest Margin (NIM) 6.06%
Yield on Assets 9.03%
Cost of Funds 3.32%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.04%
NPA Ratio 0.01%
ACL / Loans 0.14%

Capital & Liquidity

CET1 Ratio 16.44%
Tier 1 Capital 16.44%
Total Capital Ratio 16.58%
Leverage Ratio 13.54%
Loan-to-Deposit 92.67%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required