VALUEBANK TEXAS

CORPUS CHRISTI, TX | Small | Est. April 27, 1967, midnight | FDIC #19700 | RSSD #964157 | FDIC
Latest Report: 2025-12-31

VALUEBANK TEXAS is asn small FDIC-insured commercial bank headquartered in CORPUS CHRISTI, TX, established in April 27, 1967, midnight. As of 2025-12-31, the bank reported total assets of $302M and total deposits of $263M. Profitability stands at 1.91% ROA and 15.66% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 11.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19700.

Assets

$302M

Deposits

$263M

Loans

$160M

Equity

$36M

Profitability

Return on Assets (ROA) 1.91%
Return on Equity (ROE) 15.66%
Net Interest Margin (NIM) 5.20%
Yield on Assets 6.16%
Cost of Funds 1.02%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 11.90%
Tier 1 Capital 11.90%
Total Capital Ratio 12.50%
Leverage Ratio 12.04%
Loan-to-Deposit 60.98%

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