CITIZENS BANK & TRUST is asn small FDIC-insured commercial bank headquartered in ROCK PORT, MO, established in March 28, 1902, midnight. As of 2025-12-31, the bank reported total assets of $115M and total deposits of $100M. Profitability stands at 2.10% ROA and 19.66% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 10.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.16%. FDIC Certificate #14293.
Assets
$115M
Deposits
$100M
Loans
$53M
Equity
$12M
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