FIRST STATE BANK is amn micro FDIC-insured commercial bank headquartered in WATONGA, OK, established in Sept. 5, 1974, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $73M. Profitability stands at 1.88% ROA and 16.35% ROE, with a net interest margin of 5.23%. The bank's CET1 capital ratio is 11.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.26%. FDIC Certificate #21752.
Assets
$83M
Deposits
$73M
Loans
$52M
Equity
$10M
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