HERSHEY STATE BANK, THE

HERSHEY, NE | Small | Est. March 27, 1968, midnight | FDIC #19809 | RSSD #96553 | FDIC
Latest Report: 2025-12-31

HERSHEY STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in HERSHEY, NE, established in March 27, 1968, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $101M. Profitability stands at 1.25% ROA and 10.36% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 10.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 8.24%. FDIC Certificate #19809.

Assets

$138M

Deposits

$101M

Loans

$117M

Equity

$17M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 10.36%
Net Interest Margin (NIM) 4.43%
Yield on Assets 6.95%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio --
Texas Ratio 8.24%
NPA Ratio 1.08%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 10.84%
Tier 1 Capital 10.84%
Total Capital Ratio 11.38%
Leverage Ratio 11.62%
Loan-to-Deposit 115.83%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required