FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS

MASCOUTAH, IL | Small | Est. Jan. 1, 1913, midnight | FDIC #30969 | RSSD #966272 | FED
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS is asn small FDIC-insured commercial bank headquartered in MASCOUTAH, IL, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $179M. Profitability stands at 0.83% ROA and 8.48% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 15.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.25% and a Texas Ratio of 16.33%. FDIC Certificate #30969.

Assets

$199M

Deposits

$179M

Loans

$153M

Equity

$20M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 8.48%
Net Interest Margin (NIM) 3.08%
Yield on Assets 5.75%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 2.25%
Net Charge-Off Ratio --
Texas Ratio 16.33%
NPA Ratio 1.72%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 15.91%
Tier 1 Capital 15.91%
Total Capital Ratio 17.06%
Leverage Ratio 10.53%
Loan-to-Deposit 85.37%

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