FIRST STATE BANK OF MIDDLEBURY

FIRST STATE BANK OF MIDDLEBURY is amn medium FDIC-insured commercial bank headquartered in MIDDLEBURY, IN, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $813M and total deposits of $654M. Profitability stands at 0.72% ROA and 6.32% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 16.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.43% and a Texas Ratio of 8.81%. FDIC Certificate #8745.