WEST PLAINS BANK

AINSWORTH, NE | Small | Est. Oct. 1, 1913, midnight | FDIC #5369 | RSSD #967952 | FED
Latest Report: 2025-12-31

WEST PLAINS BANK is asn small FDIC-insured commercial bank headquartered in AINSWORTH, NE, established in Oct. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $109M. Profitability stands at 1.24% ROA and 8.12% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 14.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5369.

Assets

$137M

Deposits

$109M

Loans

$84M

Equity

$21M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 8.12%
Net Interest Margin (NIM) 3.84%
Yield on Assets 5.47%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 14.67%
Tier 1 Capital 14.67%
Total Capital Ratio 15.41%
Leverage Ratio 15.49%
Loan-to-Deposit 76.92%

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