CAPITOL FEDERAL SAVINGS BANK

TOPEKA, KS | Large | Est. Jan. 1, 1893, midnight | FDIC #27981 | RSSD #968070 | OCC
Latest Report: 2025-12-31

CAPITOL FEDERAL SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in TOPEKA, KS, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $9.8B and total deposits of $6.8B. Profitability stands at 0.85% ROA and 8.33% ROE, with a net interest margin of 2.28%. The bank's CET1 capital ratio is 9.98%. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 4.82%. FDIC Certificate #27981.

Assets

$9.8B

Deposits

$6.8B

Loans

$8.2B

Equity

$995M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 8.33%
Net Interest Margin (NIM) 2.28%
Yield on Assets 4.72%
Cost of Funds 3.09%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.82%
NPA Ratio 0.50%
ACL / Loans 0.30%

Capital & Liquidity

CET1 Ratio 9.98%
Tier 1 Capital 9.98%
Total Capital Ratio 10.48%
Leverage Ratio 9.53%
Loan-to-Deposit 120.31%

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