BanksCAPITOL FEDERAL SAVINGS BANK

CAPITOL FEDERAL SAVINGS BANK

TOPEKA, KSLargeEst. Jan. 1, 1893, midnightFDIC #27981RSSD #968070OCC
Latest · 2025-12-31

CAPITOL FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in TOPEKA, KS, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $9.8B and total deposits of $6.8B. Profitability stands at 0.85% ROA and 8.33% ROE, with a net interest margin of 2.28%. CET1 capital ratio: 10.06%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 4.82%. Operates 46 domestic branches.

Assets
$9.8B
Deposits
$6.8B
Loans
$8.2B
Equity
$995M

Profitability

Return on Assets (ROA)0.85%
Return on Equity (ROE)8.33%
Net Interest Margin2.28%
Yield on Assets4.72%
Cost of Funds2.54%

Asset Quality

NPL Ratio0.59%
Net Charge-Off Ratio0.00%
Texas Ratio4.82%
NPA Ratio0.50%
ACL / Loans0.30%

Capital & Liquidity

CET1 Ratio10.06%
Tier 1 Capital10.06%
Total Capital Ratio10.57%
Leverage Ratio9.53%
Loan-to-Deposit120.31%

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