FIRST CHOICE BANK is amn medium FDIC-insured commercial bank headquartered in PONTOTOC, MS, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $516M and total deposits of $465M. Profitability stands at 0.77% ROA and 8.57% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 8.55%. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 3.51%. FDIC Certificate #5006.
Assets
$516M
Deposits
$465M
Loans
$358M
Equity
$45M
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