HENDERSON STATE BANK

HENDERSON, NE | Medium | Est. Oct. 13, 1943, midnight | FDIC #17229 | RSSD #97055 | FDIC
Latest Report: 2025-12-31

HENDERSON STATE BANK is amn medium FDIC-insured commercial bank headquartered in HENDERSON, NE, established in Oct. 13, 1943, midnight. As of 2025-12-31, the bank reported total assets of $635M and total deposits of $484M. Profitability stands at 1.57% ROA and 15.95% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 9.77%. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.65%. FDIC Certificate #17229.

Assets

$635M

Deposits

$484M

Loans

$512M

Equity

$65M

Profitability

Return on Assets (ROA) 1.57%
Return on Equity (ROE) 15.95%
Net Interest Margin (NIM) 4.16%
Yield on Assets 7.18%
Cost of Funds 3.09%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.09%
Texas Ratio 0.65%
NPA Ratio 0.07%
ACL / Loans 0.69%

Capital & Liquidity

CET1 Ratio 9.77%
Tier 1 Capital 9.77%
Total Capital Ratio 10.26%
Leverage Ratio 10.55%
Loan-to-Deposit 105.93%

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