DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB

DALHART, TX | Small | Est. Oct. 1, 1934, midnight | FDIC #29208 | RSSD #971070 | FDIC
Latest Report: 2025-12-31

DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB is asn small FDIC-insured commercial bank headquartered in DALHART, TX, established in Oct. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $129M and total deposits of $96M. Profitability stands at -0.07% ROA and -0.74% ROE, with a net interest margin of 2.99%. The bank's CET1 capital ratio is 24.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.71%. FDIC Certificate #29208.

Assets

$129M

Deposits

$96M

Loans

$81M

Equity

$13M

Profitability

Return on Assets (ROA) -0.07%
Return on Equity (ROE) -0.74%
Net Interest Margin (NIM) 2.99%
Yield on Assets 5.58%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.32%
Texas Ratio 3.71%
NPA Ratio 0.37%
ACL / Loans 0.27%

Capital & Liquidity

CET1 Ratio 24.97%
Tier 1 Capital 24.97%
Total Capital Ratio 25.36%
Leverage Ratio 11.17%
Loan-to-Deposit 84.58%

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