BanksDALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB

DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB

DALHART, TXSmallEst. Oct. 1, 1934, midnightFDIC #29208RSSD #971070FDIC
Latest · 2025-12-31

DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB is an FDIC-insured commercial bank headquartered in DALHART, TX, established in Oct. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $129M and total deposits of $96M. Profitability stands at -0.07% ROA and -0.74% ROE, with a net interest margin of 2.99%. CET1 capital ratio: 24.97%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 3.71%. Operates 2 domestic branches.

Assets
$129M
Deposits
$96M
Loans
$81M
Equity
$13M

Profitability

Return on Assets (ROA)-0.07%
Return on Equity (ROE)-0.74%
Net Interest Margin2.99%
Yield on Assets5.58%
Cost of Funds2.67%

Asset Quality

NPL Ratio0.44%
Net Charge-Off Ratio0.32%
Texas Ratio3.71%
NPA Ratio0.37%
ACL / Loans0.27%

Capital & Liquidity

CET1 Ratio24.97%
Tier 1 Capital24.97%
Total Capital Ratio25.36%
Leverage Ratio11.17%
Loan-to-Deposit84.58%

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