HERTFORD SAVINGS BANK, SSB

HERTFORD, NC | Micro | Est. Jan. 1, 1923, midnight | FDIC #31345 | RSSD #971379 | FDIC
Latest Report: 2025-12-31

HERTFORD SAVINGS BANK, SSB is amn micro FDIC-insured commercial bank headquartered in HERTFORD, NC, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $19M and total deposits of $17M. Profitability stands at -0.35% ROA and -3.07% ROE, with a net interest margin of 3.00%. The bank's CET1 capital ratio is 11.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #31345.

Assets

$19M

Deposits

$17M

Loans

$14M

Equity

$2M

Profitability

Return on Assets (ROA) -0.35%
Return on Equity (ROE) -3.07%
Net Interest Margin (NIM) 3.00%
Yield on Assets 5.62%
Cost of Funds 2.97%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 11.37%
Tier 1 Capital 11.37%
Total Capital Ratio 11.94%
Leverage Ratio 11.22%
Loan-to-Deposit 78.59%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required