BRAVERA BANK

DICKINSON, ND | Large | Est. Dec. 1, 1977, midnight | FDIC #22559 | RSSD #971959 | FDIC
Latest Report: 2025-12-31

BRAVERA BANK is aln large FDIC-insured commercial bank headquartered in DICKINSON, ND, established in Dec. 1, 1977, midnight. As of 2025-12-31, the bank reported total assets of $3.8B and total deposits of $3.4B. Profitability stands at 1.22% ROA and 12.09% ROE, with a net interest margin of 4.68%. The bank's CET1 capital ratio is 11.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 5.76%. FDIC Certificate #22559.

Assets

$3.8B

Deposits

$3.4B

Loans

$2.7B

Equity

$395M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 12.09%
Net Interest Margin (NIM) 4.68%
Yield on Assets 7.35%
Cost of Funds 3.03%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.23%
Texas Ratio 5.76%
NPA Ratio 0.64%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 11.66%
Tier 1 Capital 11.66%
Total Capital Ratio 12.70%
Leverage Ratio 9.76%
Loan-to-Deposit 81.63%

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