BanksBRAVERA BANK

BRAVERA BANK

DICKINSON, NDLargeEst. Dec. 1, 1977, midnightFDIC #22559RSSD #971959FDIC
Latest · 2025-12-31

BRAVERA BANK is an FDIC-insured commercial bank headquartered in DICKINSON, ND, established in Dec. 1, 1977, midnight. As of 2025-12-31, the bank reported total assets of $3.8B and total deposits of $3.4B. Profitability stands at 1.22% ROA and 12.09% ROE, with a net interest margin of 4.68%. CET1 capital ratio: 11.66%, well above regulatory minimums. NPL ratio: 0.86% · Texas Ratio: 5.76%. Operates 31 domestic branches.

Assets
$3.8B
Deposits
$3.4B
Loans
$2.7B
Equity
$395M

Profitability

Return on Assets (ROA)1.22%
Return on Equity (ROE)12.09%
Net Interest Margin4.68%
Yield on Assets7.35%
Cost of Funds2.76%

Asset Quality

NPL Ratio0.86%
Net Charge-Off Ratio0.23%
Texas Ratio5.76%
NPA Ratio0.64%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio11.66%
Tier 1 Capital11.66%
Total Capital Ratio12.70%
Leverage Ratio9.76%
Loan-to-Deposit81.63%

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