FIRST NATIONAL BANK OF PULASKI

PULASKI, TN | Large | Est. Jan. 12, 1938, midnight | FDIC #15572 | RSSD #972732 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PULASKI is aln large FDIC-insured commercial bank headquartered in PULASKI, TN, established in Jan. 12, 1938, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 1.32% ROA and 13.77% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 9.46%. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.23%. FDIC Certificate #15572.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.0B

Equity

$142M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 13.77%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.97%
Cost of Funds 2.71%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.12%
Texas Ratio 1.23%
NPA Ratio 0.13%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 9.46%
Tier 1 Capital 9.46%
Total Capital Ratio 9.94%
Leverage Ratio 10.93%
Loan-to-Deposit 75.48%

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