CONWAY BANK

CONWAY SPRINGS, KS | Small | Est. May 1, 1886, midnight | FDIC #4649 | RSSD #972750 | FDIC
Latest Report: 2025-12-31

CONWAY BANK is asn small FDIC-insured commercial bank headquartered in CONWAY SPRINGS, KS, established in May 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $131M and total deposits of $114M. Profitability stands at -0.63% ROA and -8.48% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 11.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.86% and a Texas Ratio of 26.90%. FDIC Certificate #4649.

Assets

$131M

Deposits

$114M

Loans

$96M

Equity

$9M

Profitability

Return on Assets (ROA) -0.63%
Return on Equity (ROE) -8.48%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.72%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 2.86%
Net Charge-Off Ratio 0.21%
Texas Ratio 26.90%
NPA Ratio 2.25%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 11.46%
Tier 1 Capital 11.46%
Total Capital Ratio 12.72%
Leverage Ratio 7.93%
Loan-to-Deposit 84.00%

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