GBC INTERNATIONAL BANK

LOS ANGELES, CA | Medium | Est. Nov. 15, 1976, midnight | FDIC #22366 | RSSD #972769 | FDIC
Latest Report: 2025-12-31

GBC INTERNATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Nov. 15, 1976, midnight. As of 2025-12-31, the bank reported total assets of $681M and total deposits of $528M. Profitability stands at 1.08% ROA and 7.14% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 2.89%. FDIC Certificate #22366.

Assets

$681M

Deposits

$528M

Loans

$461M

Equity

$103M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 7.14%
Net Interest Margin (NIM) 3.70%
Yield on Assets 6.49%
Cost of Funds 3.08%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.89%
NPA Ratio 0.46%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 14.77%
Tier 1 Capital 14.77%
Total Capital Ratio 15.50%
Leverage Ratio 15.07%
Loan-to-Deposit 87.26%

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