CITIZENS BANK is asn small FDIC-insured commercial bank headquartered in BUTLER, MO, established in Jan. 4, 1926, midnight. As of 2025-12-31, the bank reported total assets of $184M and total deposits of $165M. Profitability stands at 2.73% ROA and 31.48% ROE, with a net interest margin of 6.72%. The bank's CET1 capital ratio is 10.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 1.30%. FDIC Certificate #22601.
Assets
$184M
Deposits
$165M
Loans
$164M
Equity
$15M
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