UNICO BANK is amn medium FDIC-insured commercial bank headquartered in MINERAL POINT, MO, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $505M and total deposits of $459M. Profitability stands at 0.94% ROA and 11.13% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 11.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.18% and a Texas Ratio of 10.30%. FDIC Certificate #10608.
Assets
$505M
Deposits
$459M
Loans
$412M
Equity
$43M
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