DELTA BANK

VIDALIA, LA | Medium | Est. Jan. 10, 1986, midnight | FDIC #26564 | RSSD #975256 | FDIC
Latest Report: 2025-12-31

DELTA BANK is amn medium FDIC-insured commercial bank headquartered in VIDALIA, LA, established in Jan. 10, 1986, midnight. As of 2025-12-31, the bank reported total assets of $602M and total deposits of $539M. Profitability stands at 1.78% ROA and 17.85% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 10.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 6.43%. FDIC Certificate #26564.

Assets

$602M

Deposits

$539M

Loans

$434M

Equity

$60M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 17.85%
Net Interest Margin (NIM) 4.35%
Yield on Assets 6.25%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.86%
Net Charge-Off Ratio 0.19%
Texas Ratio 6.43%
NPA Ratio 0.68%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 10.03%
Tier 1 Capital 10.03%
Total Capital Ratio 10.54%
Leverage Ratio 10.09%
Loan-to-Deposit 80.40%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required