FIRST NATIONAL BANK OF GILBERT, THE

GILBERT, MN | Micro | Est. Oct. 26, 1908, midnight | FDIC #5150 | RSSD #975452 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF GILBERT, THE is amn micro FDIC-insured commercial bank headquartered in GILBERT, MN, established in Oct. 26, 1908, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $73M. Profitability stands at 0.69% ROA and 9.69% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 12.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5150.

Assets

$85M

Deposits

$73M

Loans

$68M

Equity

$6M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 9.69%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.77%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 12.70%
Tier 1 Capital 12.70%
Total Capital Ratio 13.95%
Leverage Ratio 7.04%
Loan-to-Deposit 93.35%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required