BanksFIRST NATIONAL BANK OF GILBERT, THE

FIRST NATIONAL BANK OF GILBERT, THE

GILBERT, MNMicroEst. Oct. 26, 1908, midnightFDIC #5150RSSD #975452OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF GILBERT, THE is an FDIC-insured commercial bank headquartered in GILBERT, MN, established in Oct. 26, 1908, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $73M. Profitability stands at 0.69% ROA and 9.69% ROE, with a net interest margin of 3.94%. CET1 capital ratio: 12.70%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$85M
Deposits
$73M
Loans
$68M
Equity
$6M

Profitability

Return on Assets (ROA)0.69%
Return on Equity (ROE)9.69%
Net Interest Margin3.94%
Yield on Assets5.77%
Cost of Funds1.83%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio12.70%
Tier 1 Capital12.70%
Total Capital Ratio13.95%
Leverage Ratio7.04%
Loan-to-Deposit93.35%

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