GLENWOOD STATE BANK (INCORPORATED)

GLENWOOD, MN | Medium | Est. May 9, 1907, midnight | FDIC #8853 | RSSD #975854 | FDIC
Latest Report: 2025-12-31

GLENWOOD STATE BANK (INCORPORATED) is amn medium FDIC-insured commercial bank headquartered in GLENWOOD, MN, established in May 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $566M and total deposits of $490M. Profitability stands at 1.78% ROA and 18.52% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 10.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.26% and a Texas Ratio of 10.58%. FDIC Certificate #8853.

Assets

$566M

Deposits

$490M

Loans

$509M

Equity

$55M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 18.52%
Net Interest Margin (NIM) 4.19%
Yield on Assets 6.68%
Cost of Funds 2.55%

Asset Quality

NPL Ratio 1.26%
Net Charge-Off Ratio 0.00%
Texas Ratio 10.58%
NPA Ratio 1.13%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 10.93%
Tier 1 Capital 10.93%
Total Capital Ratio 12.11%
Leverage Ratio 9.75%
Loan-to-Deposit 103.83%

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