BANK OF FARMINGTON

FARMINGTON, IL | Small | Est. Jan. 1, 1903, midnight | FDIC #11732 | RSSD #976534 | FDIC
Latest Report: 2025-12-31

BANK OF FARMINGTON is asn small FDIC-insured commercial bank headquartered in FARMINGTON, IL, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $206M. Profitability stands at 0.39% ROA and 4.08% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 13.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 17.42%. FDIC Certificate #11732.

Assets

$235M

Deposits

$206M

Loans

$168M

Equity

$23M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 4.08%
Net Interest Margin (NIM) 3.40%
Yield on Assets 5.21%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.11%
Texas Ratio 17.42%
NPA Ratio 1.81%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 13.45%
Tier 1 Capital 13.45%
Total Capital Ratio 14.34%
Leverage Ratio 10.61%
Loan-to-Deposit 81.30%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required