BanksFARMERS STATE BANK

FARMERS STATE BANK

DWIGHT, KSMicroEst. Jan. 1, 1921, midnightFDIC #17632RSSD #976954FDIC
Latest · 2025-12-31

FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in DWIGHT, KS, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $21M and total deposits of $18M. Profitability stands at -2.84% ROA and -28.50% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 9.71%. NPL ratio: 2.06% · Texas Ratio: 7.21%. Operates 1 domestic branch.

Assets
$21M
Deposits
$18M
Loans
$8M
Equity
$2M

Profitability

Return on Assets (ROA)-2.84%
Return on Equity (ROE)-28.50%
Net Interest Margin3.62%
Yield on Assets5.03%
Cost of Funds1.45%

Asset Quality

NPL Ratio2.06%
Net Charge-Off Ratio0.00%
Texas Ratio7.21%
NPA Ratio0.76%
ACL / Loans2.31%

Capital & Liquidity

CET1 Ratio9.71%
Tier 1 Capital9.71%
Total Capital Ratio10.19%
Leverage Ratio9.60%
Loan-to-Deposit41.17%

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