MIDWEST INDEPENDENT BANKERSBANK

JEFFERSON CITY, MO | Small | Est. Jan. 7, 1985, midnight | FDIC #25849 | RSSD #977250 | FED
Latest Report: 2025-12-31

MIDWEST INDEPENDENT BANKERSBANK is asn small FDIC-insured commercial bank headquartered in JEFFERSON CITY, MO, established in Jan. 7, 1985, midnight. As of 2025-12-31, the bank reported total assets of $359M and total deposits of $267M. Profitability stands at 1.91% ROA and 13.81% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 14.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #25849.

Assets

$359M

Deposits

$267M

Loans

$258M

Equity

$49M

Profitability

Return on Assets (ROA) 1.91%
Return on Equity (ROE) 13.81%
Net Interest Margin (NIM) 4.02%
Yield on Assets 5.88%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.80%

Capital & Liquidity

CET1 Ratio 14.92%
Tier 1 Capital 14.92%
Total Capital Ratio 16.17%
Leverage Ratio 14.11%
Loan-to-Deposit 96.64%

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