NATIONAL BANK OF MALVERN, THE

MALVERN, PA | Small | Est. April 7, 1884, midnight | FDIC #7590 | RSSD #977616 | OCC
Latest Report: 2025-12-31

NATIONAL BANK OF MALVERN, THE is asn small FDIC-insured commercial bank headquartered in MALVERN, PA, established in April 7, 1884, midnight. As of 2025-12-31, the bank reported total assets of $222M and total deposits of $186M. Profitability stands at 1.38% ROA and 8.71% ROE, with a net interest margin of 4.45%. The bank's CET1 capital ratio is 15.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 0.66%. FDIC Certificate #7590.

Assets

$222M

Deposits

$186M

Loans

$144M

Equity

$35M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 8.71%
Net Interest Margin (NIM) 4.45%
Yield on Assets 5.94%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio -0.54%
Texas Ratio 0.66%
NPA Ratio 0.11%
ACL / Loans 1.64%

Capital & Liquidity

CET1 Ratio 15.89%
Tier 1 Capital 15.89%
Total Capital Ratio 16.68%
Leverage Ratio 16.36%
Loan-to-Deposit 77.42%

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