JOHNSON CITY BANK is asn small FDIC-insured commercial bank headquartered in JOHNSON CITY, TX, established in Aug. 1, 1944, midnight. As of 2025-12-31, the bank reported total assets of $140M and total deposits of $122M. Profitability stands at 1.49% ROA and 11.69% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 12.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.24%. FDIC Certificate #16176.
Assets
$140M
Deposits
$122M
Loans
$88M
Equity
$18M
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