BORDER BANK

FARGO, ND | Large | Est. Aug. 21, 1972, midnight | FDIC #20776 | RSSD #977951 | FDIC
Latest Report: 2025-12-31

BORDER BANK is aln large FDIC-insured commercial bank headquartered in FARGO, ND, established in Aug. 21, 1972, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $913M. Profitability stands at 1.49% ROA and 17.12% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 10.00%. Asset quality metrics show a non-performing loan ratio of 2.00% and a Texas Ratio of 18.41%. FDIC Certificate #20776.

Assets

$1.1B

Deposits

$913M

Loans

$902M

Equity

$93M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 17.12%
Net Interest Margin (NIM) 4.01%
Yield on Assets 6.19%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 2.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 18.41%
NPA Ratio 1.82%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 10.00%
Tier 1 Capital 10.00%
Total Capital Ratio 11.25%
Leverage Ratio 8.85%
Loan-to-Deposit 98.85%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required