MARION COUNTY STATE BANK

PELLA, IA | Medium | Est. Sept. 21, 1935, midnight | FDIC #15272 | RSSD #97943 | FDIC
Latest Report: 2025-12-31

MARION COUNTY STATE BANK is amn medium FDIC-insured commercial bank headquartered in PELLA, IA, established in Sept. 21, 1935, midnight. As of 2025-12-31, the bank reported total assets of $648M and total deposits of $553M. Profitability stands at 1.74% ROA and 18.77% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 12.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.73%. FDIC Certificate #15272.

Assets

$648M

Deposits

$553M

Loans

$492M

Equity

$61M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 18.77%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.31%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.09%
Texas Ratio 1.73%
NPA Ratio 0.17%
ACL / Loans 0.67%

Capital & Liquidity

CET1 Ratio 12.94%
Tier 1 Capital 12.94%
Total Capital Ratio 13.63%
Leverage Ratio 9.37%
Loan-to-Deposit 88.86%

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