BENCHMARK BANK

PLANO, TX | Large | Est. Aug. 29, 1964, midnight | FDIC #19215 | RSSD #980960 | FED
Latest Report: 2025-12-31

BENCHMARK BANK is aln large FDIC-insured commercial bank headquartered in PLANO, TX, established in Aug. 29, 1964, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.4B. Profitability stands at 0.96% ROA and 12.40% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 10.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 6.25%. FDIC Certificate #19215.

Assets

$1.5B

Deposits

$1.4B

Loans

$1.0B

Equity

$117M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 12.40%
Net Interest Margin (NIM) 4.27%
Yield on Assets 6.11%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.78%
Net Charge-Off Ratio 0.29%
Texas Ratio 6.25%
NPA Ratio 0.51%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.76%
Tier 1 Capital 10.76%
Total Capital Ratio 11.80%
Leverage Ratio 7.67%
Loan-to-Deposit 72.25%

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