DICKINSON COUNTY BANK

ENTERPRISE, KS | Micro | Est. June 2, 1894, midnight | FDIC #12425 | RSSD #981350 | FDIC
Latest Report: 2025-12-31

DICKINSON COUNTY BANK is amn micro FDIC-insured commercial bank headquartered in ENTERPRISE, KS, established in June 2, 1894, midnight. As of 2025-12-31, the bank reported total assets of $21M and total deposits of $17M. Profitability stands at 1.26% ROA and 9.08% ROE, with a net interest margin of 4.89%. The bank's CET1 capital ratio is 14.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.48% and a Texas Ratio of 6.30%. FDIC Certificate #12425.

Assets

$21M

Deposits

$17M

Loans

$14M

Equity

$3M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 9.08%
Net Interest Margin (NIM) 4.89%
Yield on Assets 7.48%
Cost of Funds 3.36%

Asset Quality

NPL Ratio 1.48%
Net Charge-Off Ratio 0.29%
Texas Ratio 6.30%
NPA Ratio 0.98%
ACL / Loans 2.25%

Capital & Liquidity

CET1 Ratio 14.08%
Tier 1 Capital 14.08%
Total Capital Ratio 14.78%
Leverage Ratio 13.91%
Loan-to-Deposit 81.47%

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