BanksDICKINSON COUNTY BANK

DICKINSON COUNTY BANK

ENTERPRISE, KSMicroEst. June 2, 1894, midnightFDIC #12425RSSD #981350FDIC
Latest · 2025-12-31

DICKINSON COUNTY BANK is an FDIC-insured commercial bank headquartered in ENTERPRISE, KS, established in June 2, 1894, midnight. As of 2025-12-31, the bank reported total assets of $21M and total deposits of $17M. Profitability stands at 1.26% ROA and 9.08% ROE, with a net interest margin of 4.89%. CET1 capital ratio: 14.08%, well above regulatory minimums. NPL ratio: 1.48% · Texas Ratio: 6.30%. Operates 1 domestic branch.

Assets
$21M
Deposits
$17M
Loans
$14M
Equity
$3M

Profitability

Return on Assets (ROA)1.26%
Return on Equity (ROE)9.08%
Net Interest Margin4.89%
Yield on Assets7.48%
Cost of Funds2.79%

Asset Quality

NPL Ratio1.48%
Net Charge-Off Ratio0.29%
Texas Ratio6.30%
NPA Ratio0.98%
ACL / Loans2.25%

Capital & Liquidity

CET1 Ratio14.08%
Tier 1 Capital14.08%
Total Capital Ratio14.78%
Leverage Ratio13.91%
Loan-to-Deposit81.47%

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