FARMERS STATE BANK OF HOFFMAN

HOFFMAN, MN | Micro | Est. March 21, 1911, midnight | FDIC #9354 | RSSD #981453 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK OF HOFFMAN is amn micro FDIC-insured commercial bank headquartered in HOFFMAN, MN, established in March 21, 1911, midnight. As of 2025-12-31, the bank reported total assets of $35M and total deposits of $30M. Profitability stands at 0.36% ROA and 3.28% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 11.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9354.

Assets

$35M

Deposits

$30M

Loans

$16M

Equity

$4M

Profitability

Return on Assets (ROA) 0.36%
Return on Equity (ROE) 3.28%
Net Interest Margin (NIM) 3.56%
Yield on Assets 4.84%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 11.22%
Tier 1 Capital 11.22%
Total Capital Ratio 11.78%
Leverage Ratio 13.71%
Loan-to-Deposit 52.36%

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