IOWA STATE BANK

HULL, IA | Large | Est. Jan. 1, 1879, midnight | FDIC #13953 | RSSD #982348 | FED
Latest Report: 2025-12-31

IOWA STATE BANK is aln large FDIC-insured commercial bank headquartered in HULL, IA, established in Jan. 1, 1879, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $917M. Profitability stands at 1.80% ROA and 18.13% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 9.28%. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.59%. FDIC Certificate #13953.

Assets

$1.3B

Deposits

$917M

Loans

$875M

Equity

$129M

Profitability

Return on Assets (ROA) 1.80%
Return on Equity (ROE) 18.13%
Net Interest Margin (NIM) 3.52%
Yield on Assets 6.03%
Cost of Funds 2.97%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.59%
NPA Ratio 0.06%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 9.28%
Tier 1 Capital 9.28%
Total Capital Ratio 9.75%
Leverage Ratio 11.14%
Loan-to-Deposit 95.46%

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