GRANT COUNTY STATE BANK

CARSON, ND | Micro | Est. Aug. 29, 1913, midnight | FDIC #9417 | RSSD #983158 | FDIC
Latest Report: 2025-12-31

GRANT COUNTY STATE BANK is amn micro FDIC-insured commercial bank headquartered in CARSON, ND, established in Aug. 29, 1913, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $41M. Profitability stands at 1.06% ROA and 7.48% ROE, with a net interest margin of 4.97%. The bank's CET1 capital ratio is 13.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9417.

Assets

$47M

Deposits

$41M

Loans

$23M

Equity

$6M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 7.48%
Net Interest Margin (NIM) 4.97%
Yield on Assets 6.29%
Cost of Funds 1.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 13.45%
Tier 1 Capital 13.45%
Total Capital Ratio 14.13%
Leverage Ratio 13.81%
Loan-to-Deposit 57.79%

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