BanksGRANT COUNTY STATE BANK

GRANT COUNTY STATE BANK

CARSON, NDMicroEst. Aug. 29, 1913, midnightFDIC #9417RSSD #983158FDIC
Latest · 2025-12-31

GRANT COUNTY STATE BANK is an FDIC-insured commercial bank headquartered in CARSON, ND, established in Aug. 29, 1913, midnight. As of 2025-12-31, the bank reported total assets of $47M and total deposits of $41M. Profitability stands at 1.06% ROA and 7.48% ROE, with a net interest margin of 4.97%. CET1 capital ratio: 13.45%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$47M
Deposits
$41M
Loans
$23M
Equity
$6M

Profitability

Return on Assets (ROA)1.06%
Return on Equity (ROE)7.48%
Net Interest Margin4.97%
Yield on Assets6.29%
Cost of Funds1.42%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio13.45%
Tier 1 Capital13.45%
Total Capital Ratio14.13%
Leverage Ratio13.81%
Loan-to-Deposit57.79%

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