CITIZENS STATE BANK OF OURAY, THE is asn small FDIC-insured commercial bank headquartered in OURAY, CO, established in Aug. 20, 1913, midnight. As of 2025-12-31, the bank reported total assets of $215M and total deposits of $197M. Profitability stands at 1.18% ROA and 17.08% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 11.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.04%. FDIC Certificate #1779.
Assets
$215M
Deposits
$197M
Loans
$152M
Equity
$16M
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