HOME STATE BANK is asn small FDIC-insured commercial bank headquartered in LITCHFIELD, MN, established in March 23, 1926, midnight. As of 2025-12-31, the bank reported total assets of $209M and total deposits of $183M. Profitability stands at 1.24% ROA and 16.63% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 15.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.03%. FDIC Certificate #9745.
Assets
$209M
Deposits
$183M
Loans
$120M
Equity
$16M
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