SECURITY STATE BANK OF KENYON

KENYON, MN | Micro | Est. July 23, 1934, midnight | FDIC #15597 | RSSD #984454 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF KENYON is amn micro FDIC-insured commercial bank headquartered in KENYON, MN, established in July 23, 1934, midnight. As of 2025-12-31, the bank reported total assets of $72M and total deposits of $63M. Profitability stands at 1.04% ROA and 8.30% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 16.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15597.

Assets

$72M

Deposits

$63M

Loans

$49M

Equity

$9M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 8.30%
Net Interest Margin (NIM) 4.48%
Yield on Assets 5.73%
Cost of Funds 1.96%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 16.63%
Tier 1 Capital 16.63%
Total Capital Ratio 17.65%
Leverage Ratio 13.18%
Loan-to-Deposit 78.34%

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